Home Inspections: 16 Essential Questions to Ask Your Home Inspector & Agent
When buying a home, a thorough inspection is crucial to ensure you're making a sound investment. Here are 16 critical questions to ask home inspectors, along with answers to common queries buyers might have for their agents.
Choosing the Right Home Inspector:
1. What are your credentials?
Always start by verifying the inspector's credentials. Look for a licensed inspector who is a member of a professional organization like the International Association of Certified Home Inspectors (InterNACHI) or the American Society of Home Inspectors (ASHI). These affiliations indicate a commitment to professionalism and ongoing education.
2. Are you bonded and insured?
Ensure the inspector is both bonded and insured. This protects you in case of accidental damage to the property during the inspection or if the inspector fails to identify a significant issue.
3. How do you stay current with the industry?
Ask how the inspector keeps up with changes in building codes and industry standards. A good inspector will participate in continuing education to stay informed about the latest developments.
4. Can I attend the inspection?
You have the right to accompany the inspector during the inspection. This gives you the chance to see issues firsthand and ask questions.
5. What type of inspection services do you provide?
Some inspectors specialize in particular systems, like roofing or plumbing. Make sure the inspector has experience in any specific areas of concern for the property.
6. How much experience do you have?
While experience is important, even newer inspectors can be valuable if they have a background in related fields like construction or HVAC. Always ask for references.
7. How much will the inspection cost?
Get a clear understanding of the inspection cost, which typically ranges from $300 to $500 depending on the location and property type.
8. Do you reinspect?
In some cases, repairs will need to be reinspected. Ask if the inspector offers reinspection services and what they charge.
9. What type of report will you deliver?
A detailed report with photos is ideal. This documentation helps you understand and address issues found during the inspection.
10. How long will it take to receive the report?
Timeliness is critical in real estate transactions. Most inspectors provide reports within 24 hours, but confirm this timeframe in advance.
11. Will you answer questions after the inspection?
Ensure the inspector is available to answer follow-up questions. Clear communication is key to understanding the inspection results.
12. Are there any areas you don’t inspect?
Some inspectors have limitations on what they inspect, such as not moving furniture or not entering attics. Be sure to clarify what is included in their service.
Questions to Ask During the Inspection:
13. How’s the condition of the ____? Any tips for maintaining & servicing the system?
Specific questions about the roof, HVAC system, electrical system, plumbing, foundation, insulation, drainage, and sewage will provide a comprehensive view of the home’s condition.
14. Do you see any major red flags or reason to be concerned with our purchase of the home? Ask the inspector to highlight any significant issues that could affect your decision to purchase the home.
Questions to Ask After the Inspection:
15. What are the costliest repairs needed? What is the estimated cost of all repairs?
Identifying major repairs helps determine if the home is a worthwhile investment and aids in negotiations with the seller. Experienced inspectors often know reliable contractors who can make estimates and/or handle necessary repairs.
16. How should we address these repairs and costs with the seller?
Your agent will advise you on the best way to re-negotiate the terms of your purchase contract and/or make repair requests via the appropriate addenda.
Home inspections are vital for identifying potential problems and ensuring a sound investment. By asking these essential questions, buyers can make informed decisions and avoid costly surprises. Real estate agents and home inspectors working together can provide a smooth, stress-free experience for homebuyers.
